Saving Money By Spending Wisely

Willard Michlin

Why is it that the older and richer people become, the more conservative they are with their money Have you ever done or know someone who has made an investment that promised a 10% interest or profit per month Everyone wants to make above average profits. It is amazing how many people will send their very hard earned money across the world to Nigeria or to Boca Rattan, Florida on the promise of a telephone acquaintance to make them much richer. People give their money to complete strangers in hopes of making more money.

All good investment advisers will tell their clients “If a deal is too good to be true, it probably is.” Professionals only make very high returns in areas they personally know very well. This, for them, is a business investment, not a passive investment like stocks, bonds or mutual funds. Real estate and business investments are considered active investments. People who are employed by others do not usually make active investments, because they just do not have the time to watch a business investment, where big profits are always possible as well as big losses.

People with small amounts of money come to me all the time and ask: “What can I do with $1,000 that will give me a big return” Here is the answer. When I was a 21-year-old lad working for my father, I had money in the bank, I owed securities stocks and my income was a fixed salary. I saw many opportunities to make money all around me, in the business. My father, like so many employers, wasn’t interested. Besides I was trying to figure out how I could make money for me.

At the time, 1971, we had high inflation and prices were going up on many things. My father used metal rings to seal containers, nuts and bolts, paint, and other industrial supplies. I watched prices starting to go up and it appeared that they might even double on finished products that were made from steel. Since the company used these products all the time, buying bigger orders meant buying much more then you needed and having to store it so it didn’t get stolen. I used to buy

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