How Pre-Settlement Lawsuit Funding Works
An injured person contacts a company that offers pre-settlement lawsuit funding, sometimes at the suggestion of an attorney. The finance company contacts the lawyer who is handling the case, and obtains information about the case. Based upon that information provided, the loan company estimates the value of the likely eventual settlement or verdict, and offers a cash advance to the injured person based upon that estimate. The fee may be a flat fee, or a monthly fee that accrues each month the loan is outstanding. When the case settles, or the defendant pays after losing in court, the loan and associated fees are paid to the finance company.
These advances are offered as non-recourse funding, which means that an injured person has no obligation to repay if the lawsuit is lost. Similarly, if the ultimate settlement or verdict is smaller than anticipated, the amount that must be repaid never exceeds the amount of the injured persons share of that verdict or settlement. For legal reasons, these advances are not characterized as loans.
Amounts available vary significantly, depending upon the nature of the case and the company involved. Many companies offer pre-settlement funding amounts between $500 and $25,000. A few offer amounts up to $100,000. Fees also vary depending upon the company and the type of case. Some companies will fix the fee for the advance up front. Others will charge a monthly fee for each month between the time the funding is issued and when it is repaid, sometimes as high as 15% per month.
Hire Divorce Lawyer or Use Online Divorce Forms
When do you need to hire a family law attorney and when is it okay to just use an online divorce form website to save a little moneyThis article will provide a few pointers to help you decide whether to do it yourself or retain a divorce lawyer.
Plaintiff Funding is a controversial new finance area in which a plaintiff secures funding based strictly on the potential financial recovery from his or her pending legal claim.Similar to securing a mortgage against your home, a plaintiff can receive a cash advance against the potential future proceeds from a legal claim.There are no income or employment verifications and if the legal claim has no financial recovery, then the plaintiff is NOT obligated to repay the money.
Fighting Identity Theft
Chances are good that you know someone who has been victimized by the fastest growing crime - identity theft.The Federal Trade Commission FTC reported that there were 10 million cases of identity theft in 2002 alone.Itís estimated that someoneís identity is stolen every 79 seconds.
Government Overregulation of Broadcast Content Could Backfire
Rush is right! The governments stepped up bid to regulate broadcast television content is indeed frightening. Limbaugh made his comments during one of his regular radio broadcasts last year. Those remarks were in response to the FCCs crackdown on broadcast indecency and Congress threats to hand out much larger fines to broadcasters for such violations, in the wake of Janet Jacksons "wardrobe malfunction" at the Super Bowl halftime show last February.
Affordable Insurance Quotes To Save You Money!
Whether youre looking for insurance quotes for auto, life, travel or health you can find some great rates on the internet. Insurance quotes coverage can provide peace of mind and also financial coverage in the event that something untoward happens.
Get a Prenuptial Agreement before Your Next Marriage
While signing a prenuptial agreement can be one of the all-time romantic turnoffs, for people heading into their second marriage, a prenuptial agreement can give the trade-off of a better relationship through the security of financial and life planning.
Checklist for Hiring a Private Investigator
Looking for an old friend Want to know if your spouse is cheating Need to check out a potential tenant or employee
Are You In The Market For a Car Loan
Car loans are a tempting way to purchase a new car. While they provide for easy access to a car, these loans can get quite expensive if you do not know enough about what you are getting into. Simple research will provide you with information that can save you some real expenses. Even if you are getting a used car loan or a car title loan, you need to understand what you are getting into.
I Comply, You Comply, We Comply ... Are You Sure
Failure to follow corporate formalities may expose corporate officers, directors and shareholders to personal liability. Maintaining good records, including corporate minutes, on a timely basis goes a long way toward maintaining the limited liability benefit of a corporation.
Stopping Home Foreclosure
A Foreclosure Prevention Service has numerous ways it can help you deal with the foreclosure process. Under the law, you have a right to remain in the property for a certain period of time. If you canít pay the full amount owed without creating a hardship for your family you need a legal review of your situation, your rights, and your choices before you agree to anything. Protect yourself and your family.
Freedom of Religion
We were all taught in school that our forefathers left England to escape religious dictatorships.Okay, there was a lot more to it then that, but it was a big enough deal that they made sure it got honorable mention in our rulebook.They clearly made the point that we were to have freedom of religion here in America.They also used the word "God" in some of their formal paperwork and even on our money.I dont want to argue politics here, but rather semantics.They didnt say "freedom of Christianity," they said "freedom of religion."The boys who wrote up all of our formal paperwork were wordsmiths and they debated long and hard to find the perfect set of words to govern ourselves by.It wasnt decided that we had the freedom to choose whichever form of Christianity that we liked, but whichever form of religion.Religion is in and of itself a much broader concept then Christianity."God" can mean a lot more then just the Christian definition too.
Divorce: Coping With The Family Law Process
Getting Your Finances Ready for a SSD Case
Financial security is what everybody wants in life; that and emotional and spiritual security. However, without the sense of being financially secure for the years to come, this has disastrous effects on a personís general well being.
Make Your Complaint Heard & Get Results
At some point in time you will be faced with the need to register a complaint because of a poor product or poor service, or maybe even both !
Turnitin.com Infringes Upon Students Rights
Turnitin.com is undeniably an effective deterrent to plagiarism, but it is the very issue of copyright infringement that has people questioning the legality of the site. What many people dont understand is that works do not need to be registered to be copyrighted. Every literary work that is saved to a tangible medium this includes paper, computer disk, etc. is protected by federal copyright laws. Thus, the works submitted to Turnitin.com are copyrighted and the authors hold complete rights to the works. What the Turnitin.com system does, however, is it stores the submitted paper on their servers. This is done without the students permission. Turnitin.com is operating under the pretense that teachers will force their students to submit to Turnitin.com. Thus, student papers are stored in iParadigms the company that runs Turnitin.com database. This in itself is a blatant violation of the 1976 Federal Copyright Act. Turnitin.com is duplicating copyrighted material without the consent of the student. The student is forced to submit to the site, so submissions are not considered voluntary. In addition, the site does not ask for permission to store the paper, instead, it is done automatically.
Overwhelmed By Student Loan Debt Consider a Consolidate Student Loan
A consolidate student loan is the perfect solution for people who need help managing their debt. If you have several different loan payments but want to make only one payment per month, you should apply for a Federal Consolidation Loan. With loan consolidation, your lender will combine your present loans into one single loan. If you do decide to get a consolidate student loan, you will pay interest on a fixed rate. The rate is determined by the average of your loans, and is averaged up to the nearest .125 percent. If you make direct loan electronic payments, you may get a lower interest rate. As student loan debt is usually not the largest debt a person has, it may make sense to include it in a consolidate student loan.
Seatbelts: a Life Saver or a Taker
Seatbelts definitely save lives. Some of them have a locking feature which is truly amazing because you can pull it out all the way and let it pull back. You can also lock it and itíll not slide out until its been pulled back all the way again. When youíre on a spirited drive, its good to have something to hold you into your seat as you take a tight turn at speed. Also, if you spend time cruising down the middle of the road, itís better to have at least one seatbelt to comfort you.
The Hidden Danger of the So-Called "Right to Die"
In October of 2003, the case of 39-year-old Terri Schiavo once again brought into focus the debate over the so-called "right to die." The Florida woman was temporarily removed from her feeding tube via a court order received by husband, but was put back on it a few days later when the Florida legislature authorized Governor Jeb Bush to issue a stay. As of this writing, her fate is still being debated in the courts and her case might now be headed for the U.S. Supreme Court. But I wonder if the right to die is something we really want I always shudder a bit when politicians start talking about giving me more rights. Rights have a funny way of morphing into obligations.
If you rent a home, protect it by buying Renters Insurance.
Renters insurance is often overlooked by people who are renting their house or apartment.Many people donít realize that their landlordís insurance only covers the building that you live, there in no coverage for your personal belongs.Renters insurance usually offers full coverage to protect your belongs from fire, flooding, theft, and many other types of perils.Most rentersí policies are actually very inexpensive, especially when compared with regular homeowners insurance; and itís easy to get a renters insurance quote.People who rent their homes or apartments may not realize that they may need liability insurance. You could be held responsible for injury to another person if they were injured in your rented residence.Fortunately, most renters insurance will guarantee personal liability coverage.Renters insurance will be able to help protect you in case of a liability lawsuit against you.In addition, if the place you are renting becomes unlivable for any reason, most rentersí insurance policies will allow additional living expenses.This means that your insurance will pay for your hotel room or any other expense you may have if your home become unlivable.
Is Reinstating The Draft Such a Bad Idea
In his bid for the presidency, John Kerry pronounced a ďsecret planĒ to reinstate selective service. The fact that New York Democrat and fellow leftist Charles Rangel had proposed this plan wasnít mentioned, so Kerryís allegation created hysteria within the blue states. But there are several ways in which reinstating the draft could benefit our country.
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