Fighting Identity Theft
James H. Dimmitt
Chances are good that you know someone who has been victimized by the fastest growing crime - identity theft. The Federal Trade Commission FTC reported that there were 10 million cases of identity theft in 2002 alone. It’s estimated that someone’s identity is stolen every 79 seconds.
The bad news is with increasing amounts of personal information available to an experienced identity thief, it shows few signs of slowing down. The good news is that identity fraud is now a federal crime with stiff penalties for those who perpetrate these crimes.
Here are a few simple steps you can take now to minimize your risk:
1 Check your credit report annually, if not more often. Most victims of identity theft don’t realize they’ve been victimized until 14 months after the crime. By then the damage is done and you will spend a significant amount of time and money trying to correct it.
2 Keep your Social Security number private. Do not have it printed on your personal checks or drivers license. Do not share it with anyone, including merchants, unless they can provide a good reason for having it. Once someone has your Social Security number they have the key to unlocking your identity and using it fraudulently.
3 Shred offers for pre-approved credit cards that you receive by mail. Do the same with any receipts that contain account numbers or your Social Security number. Identity thieves are not afraid to go “dumpster diving” in order to obtain your personal information.
Identity theft has become the fastest growing crime because it is the most profitable crime. On average, the loss from identity theft is about $18,000.00. Taking these precautions now can you save you from becoming another statistic in the fight against identity theft.
Identity Theft Scams
Identity Theft scams continue to flourish on the web.One that you need to be aware of and beware of is any site that seems to be selling high-demand items digital cameras for instance at a much lower almost unbelievable price than you can find on other sites or the manufacturer’s site.
How the Jury System Should be Reformed
Our current jury system is ailing. It is beginning to fail us. O.J. Simpson being found not guilty is just one example of that problem. People with loads of evidence against them are found not guilty, while others with far less evidence against them are found guilty. Mass murderers are often sentenced to life in prison, while many others who commit just one murder are sentenced to death. People tried separately for the same crime often get much different verdicts and/or much different sentences. I know the Constitution guarantees the accused a right to a jury of his or her peers, but times have changes over the last 200-plus years and we need to make adjustments accordingly. There are two changes I would suggest we make as soon as possible.
Litigation Funding offers financial resources to plaintiffs that are the victims of personal injury by the negligent acts of another.It is simple reality in the United States legal system that financial strength plays a significant role in the ultimate settlement or judgment amount of legal claims.Fortunately there are litigation funding companies like Global Financial http://www.glofin.com that offer funding services to Plaintiffs which can help level the playing field with deep pocketed defendants.
Identity Theft Shield
We live in an information-oriented society. Technology allows us to do business and make transactions literally in a matter of seconds. This abundance of information has given rise to a new crime - identity theft. In fact, according to a 2003 release from the Federal Trade Commission, almost 10 million people in the United States may be victimized by identity bandits each year.
Government Overregulation of Broadcast Content Could Backfire
Rush is right! The governments stepped up bid to regulate broadcast television content is indeed frightening. Limbaugh made his comments during one of his regular radio broadcasts last year. Those remarks were in response to the FCCs crackdown on broadcast indecency and Congress threats to hand out much larger fines to broadcasters for such violations, in the wake of Janet Jacksons "wardrobe malfunction" at the Super Bowl halftime show last February.
Personal Injury Lawyer
The history of the Personal Injury Lawyer is littered with interesting facts about the U.S. legal system and contingent fee based practices http://www.glofin.com. While many critics accuse trial lawyers of bringing frivolous lawsuits into the American legal system, nothing is farther from the truth.Personal Injury Lawyers advance their clients services and cash for case costs while funding companies like Global Financial 866-709-1100 advance cash to Plaintiffs against their pending settlements.Personal Injury Lawyers provide a valuable service to the American Justice system by working for a contingent fee which is only payable if there is recovery for their client. If there is no recovery for their client then the Personal Injury Lawyer will receive nothing and therefore these lawyers will only take cases that have merit. There is no advantage to the lawyer accepting a “frivolous lawsuit” because there is a high likelihood of no recovery and therefore no fee to the lawyer.
Pleas & Court Appearances in New York Criminal Courts
At arraignment, the District Attorney may offer a plea to a lesser charge than what you were arrested for originally. Pleas are offered to unburden an extremely congested criminal court calendar, as well as to get rid of lesser criminal cases so the District Attorney can rightfully concentrate on the more serious crimes.
What to Know Before Signing a Home Improvement Contract
It is important to be a very careful consumer when it comes to home improvement contractors. For instance, I had a case where my client, an elderly and blind woman, signed a contract and paid $30,000.00 to a home improvement company that disappeared with all of her money! Unfortunately, the company was a scam operation, my client lost her lifes savings and it will take some time in court before my client may ever see her money again however, her mistake will be a lesson to all of you because this article explains how to protect yourself from home improvement fraud.
How to Talk to the Police if Your Suspected of a Crime
If you’re suspected of a crime, the police can come to your house or work or find you on the street to talk to you. Usually it will be a detective in plain clothes in an unmarked car who will want to talk to you. You might find a card from the detective under your door, or a message on your phone from him asking you to call.
Filing a Simple Bankruptcy
We all know times are tough and, for some of us, bills are getting harder to pay each month. If the debts you owe are more than what you can afford, you should read on.
TV Signal Theft – Robbing Canadians
NC—According to some recent ads, theres no such thing as free cable or satellite TV.
Protecting unmarried couples relationships
A power of attorney is a legal document that allows you to dictate who you would like to make decisions on your behalf. While there are many useful purposes for a power of attorney, they are especially important to unmarried couples, which live together, when a partner becomes incapacitated and unable to make decisions.
What is the Difference Between a Power Of Attorney and a Guardianship Which is Appropriate for Someone With Alzheimer’s
A power of attorney is a legal document in which one person the principal authorizes another the agent to act on his/her behalf. Financial powers of attorney allow your agent to make decisions regarding your property. Healthcare powers of attorney allow your agent to make decisions regarding your health care needs.
Hire Divorce Lawyer or Use Online Divorce Forms
When do you need to hire a family law attorney and when is it okay to just use an online divorce form website to save a little moneyThis article will provide a few pointers to help you decide whether to do it yourself or retain a divorce lawyer.
Bush and Kerry Differ on Immigration Policies
Up until the final debate at Arizona State University, the issue of immigration had not been much discussed.Both presidential candidates know very well that illegal immigration is a hot button topic in our country, and each man is now trying to use it to his political advantage.Since the eighties the Democratic Party has, in general, supported immigrants and has been for fair and just immigration laws. However, there are those members of the party who claim that the presence of millions of undocumented immigrants undermines the bargaining power of the US born labor force.On the other side, the Republican Party traditionally has been against immigrants, but is increasingly reaching out to the Latino population. Advocates of free markets within the party have flat out called for the opening of the borders.
In an age of terrorism, guerilla and total warfare the medieval doctrine of Just War needs to be re-defined. Moreover, issues of legitimacy, efficacy and morality should not be confused. Legitimacy is conferred by institutions. Not all morally justified wars are, therefore, automatically legitimate. Frequently the efficient execution of a battle plan involves immoral or even illegal acts.
Should I Appeal My Social Security Disability Denial
YOU APPLIED FOR SOCIAL SECURITY DISABILITY AND YOUR CLAIM WAS DENIED AND YOU WONDER IF YOU SHOULD APPEAL
Social Security Disability FAQ
WHAT ARE SOCIAL SECURITY DISABILITY BENEFITS
Multiple Social Security Beneficiaries
Supplemental Security Income SSI is a federal program run by Social Security Administration that gives a monthly income to people with disabilities, blind, or who are 65 or older with limited income and property. Recipients must be a U.S. citizen or a national with countable income below the federal benefit rate or FBR.
Do You Own Your Web Site Design
Your web site has been up for a few months and you are making money hand over foot.While surfing sites one evening, you are shocked to find a competitor usingyour design.You find out your designer sold them the same design. They must be breaking the law, right It all depends on whether you own the copyright to your web site design.Many site owners are shocked to find out they do not.
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