|Real Estate Information|
Selecting a Cell Phone
More Than Just a Phone
Selecting a cell phone is no longer just about mobile communication – it is now a lifestyle choice. If you don’t select the phone that fits your personality, you won’t be happy with it. New cell phones are beginning to have little in common with earlier cell phones. The new models feature color screens, digital cameras, high-speed internet connections, multimedia games, and music playback. In case you were wondering, you can also use them to make phone calls. It’s only a matter of time before everyone has these features on their cell phones.
Text messaging or “texting” is now available standard on most cell phones. It is similar to instant messaging except that messages are sent and received by cell phones instead of computers. Multimedia messaging allows you to send audio, video, and pictures as an attachment to a text message. Multimedia messaging was once seen as entertainment, but is rapidly becoming valuable to the business world. Real estate agents take photos of houses with their cell phones and employment agencies may use camera phones to photograph job applicants – all away from their office.
Dial In On the Options
Cellular providers in the United States use either GSM or CDMA technology. When you buy a cell phone, it is tied to either GSM or CDMA cellular network, but cant be converted from one to the other. If you ever switch cellular providers, you may also need to switch phones. Most cellular providers now have high-speed data networks. These data networks work with high-end cell phones and special network cards you can purchase for laptops. Data networks usually transmit data slightly faster than a dialup internet connection. These networks are still being developed and are yet to be available everywhere. Look for higher speed networks to be much more common by 2006.
If you want to purchase a camera phone, consider what quality of photos you need to take. Most camera phones have less than a one megapixel resolution, which produces low-quality images. If you need to take clear photos, look into a camera phone with 3 or more megapixels.
Voice Dialing and Bluetooth are becoming standard in many phones to make it easier and safer for people to use their phones while driving. Voice Dialing allows you to speak a person’s name into your phone, which will automatically find the person in your address book and dial the number for you. Bluetooth lets you connect a headset to your phone without wires. Some luxury cars are beginning to offer Bluetooth connectivity so that you can take calls in your car through the built-in speaker system.
Some newer cell phones are being designed with an emphasis on entertainment. They can be used to play music MP3 files, stored video and even movies, and video games. In general, the newer phones are all getting smarter and more specialized.
After you’re done choosing the features that you want, don’t neglect the practical aspects. Look at how often you will need to change the battery, whether the screen and keypad are too big and too small. Also, caveat emptor: most cellular providers lock you into a one or two year contract when you purchase a phone from them. If you cancel your service, they will charge you an early termination fee.
Lease Purchasing Is The Perfect Home-Based Business
Some call it the 30 second commute. We call it wonderful. What are we all talking about Working from home, of course.
Flipping Fixers: Using Transformation Psychology for Top Dollar
Satisfying and lucrative real estate investment depends upon your correct assessment of profit potential, of course, but your ultimate success depends on your ability to transform a fixer into a dollhouse. The renovation process involves physical work and choosing the best supplies, in order to create maximum positive emotional effect and profits.
The Search Engine Showdown
If youre anything like me, you have a favourite search engine and youre loyal to it. You never use any others which made this research difficult for yours truly, insist yours is the be-all and end-all and you even go so far as to deny any shortcomings it may have. But is your search engine truly the best Inspired by a great article at the BBC News BBC News: Search Wars, we decided to compare the major search engines. Heres what we found.
Timing Is Everything When It Comes To Buying Homes
The old adage that “timing is everything” especially applies to buying a new home.And trying to be at the right house at the right time and get it for the right price can be tricky.Here are some guidelines to assist you:
Scaling Down Almost Painlessly
Moving to a smaller house or apartment in a retirement community almost always involves a certain degree of trauma, both for the elder whos moving and for family members. However, by planning ahead you can reduce the discomfort involved and turn what might well become a nightmare into a pleasant event.
Make Your Sports Viewing More Fun and Interesting!
Many years ago when I started betting on sports, I never imagined that ten years on I would be betting and trading for a living.
How To Jump Start ANY Business
Typically it is said that when you open up a new venture, it takes fro 2 to 5 years of steady growth before you can call it a success.All things considered, this is true and because it is true, it is all the more important to do everything correctly, right from the start!So here are 7 guidelines on engagement for every business entrepreneur.
How to Prepare Yourself for Owning a Dual Purpose Second Home
If you are thinking about buying a second home, you are not alone.A 1995 survey by the American Resort Development Association found that 60 percent of households surveyed feel they have a likely chance of purchasing a recreational property in the next ten years, a figure that rose 30% from the survey in 1990.The average age for the majority of vacation home buyers ranges from 40-50 years old.Qualifying as the baby boomer generation, this group of second home buyers consists of 80.5 million people out of the U.S. population of more than 260 million.Demand for vacation homes is rising as a result of consumers’ increasing desire to capitalize on low interest rates, low unemployment rates and a strong real estate market offering many viable second home options.
A fickle stock market encourages good-humored mockery.
How To Incorporate The Most Powerful Marketing Strategy Ever Invented Quickly And Easily!
Without a doubt, if you asked me, Shane if there was only 1 marketing strategy that you could use on the Internet, what would it beWithout hesitation I would say joint Ventures. Joint Ventures are easily the most lucrative Marketing Strategy ever invented and if you learn to do it right, will likely be the ONLY marketing strategy you will ever need to use.
Cost of Living Analyses
If youve ever moved from the Midwest or the South to either coast, you realize just how different the costs of day-to-day living can vary among various U.S. cities. Many transplanted families pursue cross-country moves with the knowledge that their new hometowns will be more expensive. And many employers recognize that impending cost-of-living increase with a "cost-of-living allowance" -- a slight raise in salary so that an employee may maintain his or her current standard of living without having to tighten the purse strings upon arrival.
When Showing Your Home to a Home Buyer
Here below are some of the reasons why buyers may be put off when visiting your home.
Easing Your Way Into Homeownership: How Your Real Estate Agent Can Help You Qualify For A Low Down Payment Mortgage
For many renters, the first step in buying a home is becoming educated about the process.If you’re like many people considering a home purchase, you’ve spent nights and weekends poring over your local real estate section.You’ve talked to friends and relatives about their experiences.Maybe you’ve even purchased a book or tow to help you become more familiar with real estate terminology and the various types of mortgages commonly used today.
Dont Overpay for a House, Even in Todays Market
If theres one thing American investors love, its an over-inflated market.Which is why they keep buying houses and new ones keep coming onto the market.According to the latest data, housing starts rose an annualized 3.4% in September, matching a 17-year high.Whoo-ha!Go, baby go.
How Much Risk is Necessary to Grow Your Business
A business owner is thoroughly responsible for their own financial survival and possibly the financial survival of their employees. Business owners, for the most part, seem to be "risk takers", who really dont easily "go with the flow". They are inventive and somewhat confident, as just having their own business does mandate that they possess these qualities.
Getting Pre-Approved for a Home Loan Is One of the Best Ways to Get a Leg Up on the Competition When Shopping for a Home
The real estate market is soaring because of low interest rates that have brought home buying to average Americans.All over the country, more renters are buying and homeowners are upgrading their properties.In this hot seller’s market, a pre-approval letter from your mortgage lender can help you secure a winning bid on the home of your dreams.
More Business for Sellers, Builders
Many of us thought that by now the real estate market’s favor would have swung from buyers to sellers, but that does not appear to be the case.With summer coming to a close, some would argue that a solid home buyer in today’s flat real estate market is the commodity of choice.
Direct Answers - Column for the week of September 20, 2004
When a Real Estate Agent May Not Be The Best Option
Historically, when homeowners wanted to sell their home, the first call made would be to a Realtor.Since the early 1900’s, Realtors have represented homeowners during the process of selling their home, which is usually to another homeowner.Real estate brokers hold state regulated licenses that allow them to market real estate on behalf of the owner.The national average for broker commissions is approximately five percent.In many cases, another broker will bring the buyer and receive typically fifty percent of the commission.When the majority of homeowners sell their home, they believe a real estate agent gives them the best chance to maximize the amount they receive and the agent commission will come out of their proceeds at closing.This is a process that takes place everyday throughout America.
More Bang for Your Buck With Mortgages
Choosing a knowledgeable mortgage lender can make a difference in the quality of home you are able to purchase with your finances. I prefer to recommend a mortgage broker to my clients, because they usually offer 50 or more programs. Regular mortgage companies are usually locked into one source. Take time to research a mortgage lender. And, remember, creative financing can be the way to go if you need a higher priced home with more space.
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