Personal Finance Information

Im Broke, How Can I Afford...


I?m still amazed every time someone comes to me complaining that they don?t have any money to put into their business and that they?re broke.

Grocery Savings - Your Kitchen is a Goldmine!


Your food budget is the most flexible area of your household budget. Grocery savings will free up a significant amount of money if you need to balance the budget, or fund your savings accounts.

Can You Afford Not To Look After Your Personal Finances?


Investing is a subject a lot of people don?t want to think about. And there is good reason for that. Investing seems scary. It either sounds like something only the rich do or something that only a skilled professional can do. But the truth is that investing is something that everyone can and should do?as soon as possible.

The Changing Shape of Family Finances


Super-mums

Understanding and Controlling Your Finances


Have you ever wondered what it would be like to be able to have complete control over your finances?

Banks Are More Than Just A Place To Park Your Money


If you've been to a shopping mall lately, you've probably discovered two different banks within a few feet of each other. Go inside the food store in that shopping plaza and you'll see yet another one, just waiting to offer their services to you. Now drive down the road a few blocks and you'll probably see yet another bank on the corner. With all the banks to choose from these days, it can be too much. How do you know who is reputable and what will serve your purposes?

The Origins of Check Writing


People haven't always written checks to buy goods and services. But you know that right? So how did people transfer money from one place to another in times of old?

University: A Course in Personal Finance


Recent findings from the Educational Policy Institute indicated that the UK is the third most expensive place in the world to go to university. Combine this with figures from the Prudential, showing that a third of university students have considered abandoning their studies due to the financial strain they have encountered, and it is not surprising that many prospective students are finding the need to seriously think through the merits of going to University.

Eight Ways To Sink Yourself Financially


1. Don?t focus on your finances.

How To Reap The Rewards With Rewards Programs


Recently, many of these loyalty rewards programs have come to the realization that they must change how they put these programs together if they are going to increase their share of the market.

How To Survive The Grocery Shopping Blues


If you are the normal consumer, then you've probably experienced the Grocery Shopping Blues. Most supermarkets use this trick to their advantage to squeeze more money out of their customers and turn a tidy little profit for themselves.

Saving Money - Are You Doing Enough?


It is estimated that we, as consumers, waste an average of 30% of our paychecks on items we don't need or pay way too much for the items we buy. Since 1990, spending is up 30% and debt is up an astounding 80%. What this tells us is, the average consumer is not only buying more but putting much more of a strain on their parcheck, forcing most to overextend themselves with their credit cards.

The Benefits of Banking Online


How many drawers did you have to look through to find a bank statement the last time you needed one? Chances are you did not lay your hands on it as readily as you would have liked. If that is a familiar scenario in your home, help has arrived in the form of online banking. Even if you are among the most organized, online banking offers convenience you can?t beat.

Your Dry Cleaner?s Double Standard


Women are charged more for dry cleaning services. Don?t fume, find a better way. While it is true that the practice is unfair it is also true that we have options for keeping our clothes clean and holding onto more of our cash. Try some of these tactics to stem or stop the unfair flow of your dry cleaning dollars.

Stretching Your Grocery Dollars


Shopping for groceries is an inevitable fact of our ever busy lives. We may imagine that we are saving time by dashing in, roaming the aisles and throwing whatever looks good into the cart. Most often, what we end up with is repetitive, nutritionally unbalanced meals and ballooning grocery bills. Or worse, frequent fast-food stops and pizza calls. Brighten your meals and save time and money by planning ahead ? an added bonus you may even save a few calories.

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