Mortgage Information

Real Estate Remains A Strong Investment


Opportunities to make big, quick profits in residential real estate tend to come and go in cycles. When a local market is hot, families may find it possible to buy a house at an attractive price, fix it up, and watch its value rise in just a few years.

Adjustable Rate Mortgages Offer Alternatives For Home Buyers


When looking for a mortgage to meet your needs, consider these key questions: Is your income expected to increase in the coming years How long do you plan to live in your new home And, which mortgage will provide the lowest interest rate

Understanding Real Estate Terminology


Purchasing a home can be a complicated and confusing process, especially for first-time buyers. Throughout the process, first-time home buyers will encounter a variety of unfamiliar real state terms. There are several key terms associates with purchasing real estate that are helpful to learn.

Hassle-Free Homebuying


Perhaps you’d like to take advantage of today’s great buyer’s market in housing but feel a little intimidated by everything that’s involved.

Timing Is Everything When It Comes To Buying Homes


The old adage that “timing is everything” especially applies to buying a new home. And trying to be at the right house at the right time and get it for the right price can be tricky. Here are some guidelines to assist you:

Understanding Real Estate Terminology


Purchasing a home can be a complicated and confusing process, especially for first-time buyers. Throughout the process, first-time home buyers will encounter a variety of unfamiliar real state terms. There are several key terms associates with purchasing real estate that are helpful to learn.

Attention To Details Helps Homeowners Sell Fast In A Buyers Market


Your boss has just given you the career opportunity of a lifetime, but the job is in another state.

Working With Your Real Estate Attorney


Purchasing or selling a home will probably be one of your largest and most important financial transactions. Before signing a contract to purchase or sell a home, both buyer and seller should consult an attorney to assure that the real estate transaction will be handled legally and professionally.

What To Expect In Closing Costs On A Home Purchase


Many are taking advantage of this year’s low mortgage rates to purchase a home. Pent up with excitement, many families, who have scrimped and saved for a down-payment, jump for joy when the mortgage lender finally approves their application. But, they should realize that there’s a whole new set of expenses that must be covered before actually closing on the sale.

Conditions Are Right For Buying The Higher Priced Home You’Ve Always Wanted


Higher interest rates and home prices in the past have kept home owners from purchasing larger homes. The current real estate market conditions, however, are encouraging for many home owners who want to “buy up” to higher priced homes with more to offer.

Build, Dont Blow, Your Annual Bonus


NC—More and more companies are incorporating a bonus structure into compensation programs. Bonuses are generally based on performance and are tax advantageous for companies.

Quick Tips For The First-Time Homebuyer


NC—Buying your first home is an exciting new experience. Attending Open Houses, putting in an offer to buy and decorating your new home to suit your style is all part of the excitement. All the decisions that need to be made can also make you feel nervous. Here are a few tips that can help out the anxious first-time homebuyer.

Tips For First-Time Homebuyers


NC—Near record low interest rates are opening the doors of homeownership for many Canadians. "This may be the perfect time to consider purchasing a home," says Gail Kassie, Director, Mortgages and Home Financing Products, BMO Bank of Montreal. "With the variety of mortgage terms and options available, as well as low interest rates, more people are finding that they can afford to purchase a home." Kassie recommends the following "to dos" for first-time homebuyers:

Your Home – A Hidden Source Of Financing


NC—Your home is more than just a place to hang your hat. In addition to being a source of pride and protection, it can be a valuable source of equity.

A New Look at Labor Day


A day to reflect on the accomplishments of working people: Thats been the proud tradition since the first, unofficial, Labor Day back in 1882.

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