Real Estate Information

Can I Sell My Private Mortgage Notes?


In this country millions of homes are sold every year. In most cases buyers go to a bank or finance company to seek mortgage financing.

How to Prequalify a Buyer When You Sell Your Home By Owner


Before we get to the math there are a few terms you should understand. The first isPITI which is nothing more than an abbreviation for "principal, interest, taxes and insurance. This figure represents the MONTHLY cost of the mortgage payment of principal and interest plus the monthly cost of property taxes and homeowners insurance. The second term is "RATIO". The ratio is a number that most banks use as an indicator of how much of a buyers monthly GROSS income they could afford to spend on PITI. Still with me? Most banks use a ratio of 28% without considering any other debts (credit cards, car payments etc.). This ratio is sometimes referred to as the "front end ratio". When you take into consideration other monthly debt, a ratio of 36-40% is considered acceptable. This is referred to as the "back end ratio".

Purchasing Property With No Money Down: My Personal Experience


Have you ever seen those infomercials about buying houses with ?No Money Down?? They are really well done. They have all kinds of people offering great testimonials about how they have gotten rich, buying rental properties, with absolutely no money out of their pocket. You see this guy, standing on a street corner, talking to someone, and he says, ?I own that one,? pointing to a beautiful colonial. ?I also own that one next to it, and the one two doors down, and I?ll be closing on the one directly across the street from it, next week.? He then assures us that he has purchased 17 homes in the last eight or ten months, with zero money down on the properties. Plus, in many cases he?s also paid no closing costs.

Budgeting Your Log Home: Where Do You Start?


The Log home industry has matured these last many years, but there is still a lot of confusion about how much a log home costs. Naturally, everyone wants to know the cost of the log package; however, the budgeting only starts here. If you are shopping for a milled log package (as opposed to hand-crafted, which is a totally different category), the difference between one manufacturer's price and another is minimal when compared to the total cost of the structure. Here are some reasons why:

How to Get Financing after Filing Bankruptcy


If you're thinking about buying a home but have declared bankruptcy in the past, don't give up hope. There are still ways for you to be able to find a loan, even if your credit history is less than sterling.

Joint Ventures In Real Estate Development; So How Do They Work?


There are many reasons why you would consider joining with another person to undertake a development project in Joint Venture.

How to Price Your Property?


A house properly priced is half sold. But there are plenty of ways to price it improperly.. * You can't go by what you paid for the place. Perhaps you bought two years ago when local prices were skyrocketing, and things have cooled off since. Perhaps houses like yours can now be bought for less, and if you hold out for what you paid, you'll just waste your time.. On the other hand, perhaps prices in your area have taken off, and you'd short-change yourself if you just tried to "get my money out" (but you'd have a fast sale.). * You can't go by how much you've spent on improvements. A given street will support only a given price range. If you've invested so much that yours would be the most expensive house on the street, the buying public is not likely to reimburse you.. * You can't go by your tax assessment figure. Even in communities that aim at full-value assessments, the figures are almost never in line with what buyers are currently ready to pay.. So how do you price your house?. By putting yourself in a buyer's shoes.. What else is for sale in the area? How does it compare with your house? How long has it been on the market? What has sold recently, and how much did the buying public value it at? What has failed to sell in the past year?. Any good broker can furnish the data you need, often in the form of a chart known as a CMA, Comparative Market Analysis. . And once you have it, again think like a buyer. What price would it take for you to look at a list and say to an agent "Take me to see that one"?.

How to Make the Real Estate Market Work For You and Get The Most Money


How to make the Real Estate market work for you and get the most money.

Cheap, Bargain, Real Estate; Good Deals, Below Market, Low Priced Properties Are Available...


Cheap, Bargain, Real Estate; Good Deals, Below Market, Low Priced properties are available if you know how to buy them.

Real Estate: Reasons and Priorities for Purchasing Property


Real Estate: Reasons and Priorities for Purchasing Property. It?s not just about Real Estate as an Investment.

A Powerful Suggested Technique for YOUR Home & Property Search


A Powerful Suggested Technique for YOUR Home & Property Search

Horses In My Back Yard


Horses In My Back Yard

How To Give Yourself A $20,000/Year Raise Without Asking Your Boss


Why without asking your boss?

How Do I Implement The Lease Purchase Plan?


Well, as we have discussed in previous newsletters first you have to set up goals for yourself, both long term and short term. Don?t forget these goals define how your business is run. They will determine what you do on a daily, weekly and monthly basis. The best way to do this is to picture yourself a year down the road. Close your eyes and get a mental picture of where you want to be, what you want to have, how you want to look, then open your eyes and write all that down on paper or speak into a voice recorder.

How I Became a Real Estate Investor


Recently I closed on the sale of two homes. They were located about a mile apart and had comparable market values. However, beyond these two similarities, the two deals were very different from each other. Let me discuss in more detail the similarities and differences of the two deals.

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Erie County Real Estate Transactions
Buffalo News
Following are real estate transactions over $5,000 as listed in records of the Erie County clerk's office for the week ending Nov. 10, 2017. ALDEN • 1847 Lafayette, Geraldine Hartman to Jonathan Nagowski; Susan Nagowski, $150,000. AMHERST • 6 White ...



Newsweek

Donald Trump's New York Real Estate Friends Love His Tax Bill—It Will Make Them Even Richer
Newsweek
It is no surprise that many of President Donald Trump's closest friends in the world of New York real estate are in love with the tax bill that Congress are trying to pass before the Christmas break—it could make them all even richer than they are ...

and more »


OCRegister

Real estate briefly: Buena Vida at Town Center in RSM sells for $35 million
OCRegister
Holliday Fenoglio Fowler has closed the sale of Perris Plaza, a 150,148-square-foot, grocery-anchored shopping center in Perris. The seller was the Coudures Family. Terms were not disclosed. The buyer included several investment firms: Nuevo Perris, a ...



New York Daily News

Law firm demands $102G from Jared Kushner's real estate company, claiming unpaid bills
New York Daily News
President Trump's son-in-law's real estate company has a reputation of siccing lawyers on tenants who are late with the rent — but it doesn't seem to pay its own bills on time. A law firm that represented Jared Kushner's real estate company in dozens ...



Roanoke Times

Real estate market remains steady into next year even as inventory shrinks
Roanoke Times
A smooth and steady economy over the past few years has led to higher consumer confidence in the Roanoke region, especially in the real estate market. Anyone house hunting in the Roanoke Valley, especially last spring, has probably noticed houses being ...



St. Augustine Record

Real estate professionals see no signs of bubble during current period of growth
St. Augustine Record
Yet just because one scenario led to another more than a decade ago that doesn't mean history is simply about to repeat itself, real estate experts say. First, those in the industry say, the two markets include many factors that go beyond the simple ...



The Real Deal Magazine

How much resi real estate is threatened by California fires
The Real Deal Magazine
Yesterday, high winds propelled the Thomas Fire, one of the state's biggest in history, towards Montecito and Santa Barbara, where up to 3,000 people were ordered to evacuate from their homes. The expanded evacuation area — about 17 miles by 5 miles ...

and more »


Residential real estate transfers, Dec. 17
Omaha World-Herald
Broekemeier, Mitchel L. and Ariel A. to Wilkison, Jeff and Cleasby Wilkison, Carrie L., 3509 N. 201st Circle, $175,000. Whisper Rock Holdings LLC to Cambridge Homes LLC, 2715 N. 184th St., $80,000. Whisper Rock Holdings LLC to Cambridge Homes LLC, 2714 ...



New York Times

Holiday Tipping: A Fraught Apartment Building Tradition
New York Times
Q. After years of renting in a small building, I won an affordable-housing lottery and moved into a large building in Prospect Heights, Brooklyn, with 24-hour concierge service and a mix of market-rate and affordable units. What is the etiquette on ...



Forbes

Productivity And Perspective: How Top Real Estate Agents Manage Their Time
Forbes
What's the number one way to crush it in real estate? Build a scalable business. Utilize a system that helps you manage a large number of contacts without dropping the ball — that's your CRM. Optimize platforms that allow you to generate leads without ...


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