Personal Finance Information

Money Saving Tips. Maximize Savings on Everyday Items!


Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!

Top 10+ Ways to Jumpstart your New Year?s Finances!


Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation.

Budgeting your Savings - Did You Let Your Piggy Bank Get Away?


I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected ?pets?, your piggy bank will disappear if you don?t feed it. A personal budget is important to create financial independence and setting goals for feeding that ?piggy bank? should be an important part of your budget!

Budget Planning - Its Elementary My Dear Watson


Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don?t be afraid?...Somehow you?ve ended up lost in the ?plastic zone?. ' The "plastic zone" is a scary place. But you?re not alone. There are millions of people today living the same mysterious life in the plastic zone. Remember green money? You know, that green paper with presidents proudly displayed on them. They have virtually disappeared from the ?plastic zone.? Is real Money a foreign object to you? Is the balance of your checking account mysteriously stuck at Zero? It?s time to solve the mystery.

Save Money on your Clothing Budget. Tame the Closet Monster!


Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn?t make life any easier. My son wasn?t much of a challenge. Thank goodness, he?s not ?fashion conscious?.

More Money? My Cup Runneth Over...But Im Still Thirsty


Most of us, especially those of us who have debtor?s disease (if you have it you know what it is!), have commented or at least thought, ?If I could just win the lottery, or sweepstakes, everything would be better.? Unfortunately, even if that big dream did come true things probably would get worse instead of better.

How to Draw a Personal Budget that Works


Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.

5 Ways to Absolutely Destroy Your Finances!


Ben Stein has a book called How to Ruin Your Finances. To be honest, I?m not sure an entire book is needed on the subject?there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities?This is a reductio absurdum argument, meant to spur an opposing realization.)

A Fresh Start for Family Finances in 2005


While 40% to 50% of us make New Year?s resolutions on January 1?a ritual that has existed since ancient times?approximately 60% to 80% of us have already broken them by the end of February, according to researchers.

Money Matters: Strengthen Your Marriage by Putting Finances in Order


Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.

Organizing Your Finances - Thinking Outside the (Shoe) Box


If you?re like most people, your personal financial records are most probably kept in less than ?Good Accounting Practices? standards. For example, stashing old ATM receipts and hanging on to a stub showing what you paid for a pack of mints two years ago (cash, of course), might be filed with your paycheck stubs, credit card statements ? paid and unpaid alike ? as well as a few tax forms, a stray paper clip and a penny. Anything from an old shoebox to a toolbox would do you for this method of personal financial tracking but you can do better than that.

Kundalini Lessons - Money


I've been going through and interesting growth period lately that I thought I'd share, as some of the lessons were pretty profound (at least for me).

Know Thy Finances


The first step to financial success lies in knowing your financial situation at any given time. There is an anecdote attributed to John D. Rockefeller--that as a child he was given a monthly allowance from his parents, but upon stipulation that he had to save 10% of it, give away 10% to charity, and account for the rest of it. While his parents required that he record down to the penny where he spent it--you can be a bit more lenient on yourself!

The Wright Place - Finances


Women have a love/hate relationship with money. Most of us do not enjoy dealing with it, yet we know not having finances under control will cause our entire family to suffer.

Whats The Truth Behind Your Finances?


Between 15 - 20% of people in our country (UK) own there own businesses. This statistic is on the rise thanks to the incredible invention of the Internet. The staggering truth is that of these only 5% are genuinely financially free! You may well see lots of expensive cars driving on our roads and big houses inhabited by the seemingly wealthy, but these houses and cars are not yet paid for.

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4 Reasons to File Your Tax Return Early  Helena Independent Record

Tax season is here once again, and while it may be tempting to put off dealing with your taxes until we get a little closer to the April 15 deadline, you're usually ...


It's Official: Money Is Americans' Most Taboo Topic  Helena Independent Record

Of all the things Americans like to talk about, money sure isn't one of them.


Worried about a recession? These four steps can help  Dallas News

Recessions are like natural disasters: They're inevitable, but smart preparation may reduce the impact on you.The U.S. economy has grown steadily...


Wealth of Knowledge - Episode 9: How to Build Wealth With Personal Finance Expert Chris Hogan – Part 1  U.S. News & World Report

Chris Hogan, financial expert and author of "Everyday Millionaires: How Ordinary People Built Extraordinary Wealth—and How You Can Too," and U.S. News ...


The 10 Best Personal Finance Resolutions For 2019  Forbes

If you are looking for some changes in your financial circumstances, here are the ten best personal finance resolutions to consider for 2019.


How to Run for Office if You're Not Rich  U.S News & World Report Money

Running for office when you're low- or middle-income has unique challenges – but it's not impossible.


13 Best Personal Finance Money Books 2019  New York Magazine

Welcome to Reading Lists, comprehensive book guides from the Strategist designed to make you an expert (or at least a fascinating dinner-party companion) in ...


12 Free Personal Finance Courses to Master Your Money in the New Year  Student Loan Hero

Personal finance might not be on your school curriculum, but knowing how to manage your money is essential. Here are 12 free online course, some as short as ...


Create a Personal Finance Balance Sheet to See Where You Stand  Lifehacker

If you're planning a financial overhaul in 2019, one of the first things you need to do is figure out where you stand. And as advised by Kiplinger, one of the ...


Next Avenue Picks The 6 Best New Personal Finance Books  Forbes

There are two problems with many personal finance books. One, they're dull. Two, they often tell you what you already know or suspect. Here are some ...


Your workplace is making you fat and the tax law changes that will most affect your 2018 personal return  MarketWatch

Hope you stayed warm and enjoyed the three-day weekend, MarketWatchers. Don't miss these top stories: Personal Finance. Hospitals must list prices online ...


Most Companies Fail in This 1 Important Area  The Missoulian

The hiring process is one that's often time consuming and stressful. It therefore stands to reason that once companies manage to procure talent, they're eager to ...


42 Million Americans Are Financially Vulnerable, Data Shows  Mason City Globe Gazette

It's no secret that a large number of Americans struggle with money management. Most live paycheck to paycheck with little to no savings to fall back on, and the ...


The Difference Between Single & Married Withholding: Personal Finance 101  Zacks.com

Check out the latest Zacks Personal Finance 101 video for the key differences between single and married withholding.


Your Money: Personal Finance Resolutions For 2019  KPBS

Personal finance goals are not one-size-fits-all. What personal finance resolutions should you make for 2019?


Top 13 Ways To Cut Your Taxes | Smart Change: Personal Finance  Journal Times

MoneyTipsAre you ready to cut your tax bill as much as possible? Consider these thirteen ways to keep your contributions to Uncle Sam as low as possible.1.


How to make personal finance resolutions for 2019  MPR News

The U.S. economy is predicted to slow in 2019. But that doesn't mean your personal finances have to take a hit. According to a Fidelity Investments survey, ...


10 Financial Moves to Make When Interest Rates Rise  U.S. News & World Report

With interest rates expected to rise in 2019, follow these tips to improve your financial health.


Lawmaker in this state proposes mandatory personal finance classes for students  WDSU New Orleans

A bill calls for a personal finance course as a requirement for high school graduation.


Personal Finance column: Six ways to start your financial year on firm footing  Glenwood Springs Post Independent

I believe that by being intentional about your financial life, you will have a more productive and purposeful financial 2019. Pick one or two of these to start out ...


Not too late to make personal finance resolutions  Chicago Tribune

Many people struggling in what is arguably the best economy in a decade. And there are whispers of a looming recession. Here are some personal finance ...


The 11 Most Valuable Personal-Finance Lessons of 2018  Kiplinger's Personal Finance

How to reduce taxes and medical bills, help the next generation save for retirement and protect against identity theft were some of the issues on readers' minds ...


Personal finance: The truth about becoming an American millionaire  Yahoo Finance

Here's exactly what it takes to become a millionaire.


Gaby Dunn’s Personal-Finance Real Talk: “Money Is a Thing We Made Up”  Vanity Fair

Before she was the host of a podcast about personal finance, and now the author of a book about it, Gaby Dunn was a writer and comedian who struggled with ...


Here Are Our 2019 Personal Finance Resolutions  The Motley Fool

Financial resolutions may come close to exercise-based ones when people decide what to work on in the new year. That makes sense, because even people ...


New law promotes personal finance education in schools  Gloucester Daily Times

BOSTON — A new law aims to give Massachusetts students the tools they need to navigate their financial futures, including milestones like buying a home and ...


RUDY L. KUSUMA HOME SELLING TEAM DONATES PERSONAL FINANCE CURRICULUM TO OAK AVENUE INTERMEDIATE SCHOOL  EIN News

LOS ANGELES, CALIFORNIA, UNITED STATES, January 23, 2019 /EINPresswire.com/ -- Rudy L. Kusuma Home Selling Team is donating Ramsey Solutions' ...


Bill would require R.I. public high schools to provide personal-finance instruction  The Providence Journal

PROVIDENCE — A new bill sponsored by General Treasurer Seth Magaziner and two legislators would make personal finance instruction a high school ...


State treasurer asks for personal finance classes in school  WPRI 12 Eyewitness News

Magaziner noted in a report released last week that research shows Rhode Island's college graduates have a high rate of financial difficulties.


How the Government Shutdown Will Affect Your Personal Finances  Newsmax

How the Government Shutdown Will Affect Your Personal Finances; That's why it's essential that people understand the government shutdown from their own ...


12 Quotes That Will Make You Rethink Your Personal Finances  The Motley Fool

These bits of wisdom from Warren Buffett, Colin Powell, John Bogle, and others can set you on a straighter path toward financial security.


Meet The App That Wants To Teach Your Kids About Personal Finance  Benzinga

This week's Fintech Focus podcast takes a look at the burgeoning Generation Z market, and how developers and entrepreneurs are finding ways to bring ...


Kiplinger's Personal Finance: How to avoid fees on phones, cable and internet plans  Richmond.com

A cellphone fee here, a cable fee there, and pretty soon you're talking real money.


PERSONAL FINANCE: Insights on the newest trends for your money  The Mercury

Technology has inspired new ways for investors to manage their finances — often with added convenience and efficiency. Yet anything new comes with a ...


Liz Weston | Personal Finance: It's time to fix Social Security's tax burden  Berkshire Eagle

People on Social Security need a tax break. The rest of us need to make sure they get it — for everyone's sake. When Congress made Social Security benefits ...


I've been using the personal-finance app Digit for nearly 3 years, and it's helped me save $20,000  Business Insider

Author Jackie Lam reviews Digit, a personal-finance app, and details how she saved more than $20000 with it in nearly three years.


7 of our favorite personal finance stories from around the web  Ladders

We've curated some of our favorite financial blog posts, with interesting perspectives that made us think about money in a new way.


A $1,000 emergency would push many Americans into debt  CNBC

Most people would be in a bind if they missed even one paycheck. Just 40 percent of Americans could pay an unexpected $1000 expense, such as an ...


Better money habits in 2019: A personal finance spa day  Bankrate.com

A quarterly spa day is a cleansing, restorative experience for your finances, and it will pay you dividends in peace of mind too.


Bill in South Carolina would require personal finance class in high school  Atlanta Journal Constitution

A bill filed by a South Carolina state senator would require high school students in the state to ta...


How to manage your money: Best personal finance apps for credit card users  Bankrate.com

There are a lot of apps and tools ready to teach you how to manage money — but which are the best? Some credit card companies have started offering credit ...


Credit Card Income Updates 101 | Smart Change: Personal Finance  Twin Falls Times-News

MoneyTipsBy Sandra ParsonsWhen you apply for a credit card, the card issuer collects personal information, including your income. It's one of the factors they ...


R.I. treasurer calls for personal-finance classes at all public high schools  The Providence Journal

A new report by state General Treasurer Seth Magaziner says that Rhode Islanders struggle with financial challenges at a higher rate than their peers nationally, ...


New bill would require high school students to take 'personal finance' class  WISH-TV

The class would cover things like budgeting, insurance, taxes, retirement planning, banking, and how to avoid too much debt.


Bill would require students to take 'personal finance' class  Big Country Homepage

Math, English, Science, Personal Finance. Does something seem out of the norm there?


Steps In Financial Planning: 10 For 2019  Investor's Business Daily

Goodbye, 2018. Hello, 2019! As the new year gets underway, there are 10 steps in financial planning you should take to position your investments, finances and ...


10 Steps to Achieve Financial Freedom | Saving and Budgeting  U.S. News & World Report

If you follow this guide closely – including building an emergency fund and paying off debt – you may finally master your money.


The financial terms you need to know for 2019 and 5 ways to keep your money safe from hackers  MarketWatch

Hapy Wednesday, MarketWatchers! Hope you enjoyed your New Year's celebrations. Here are some of the day's top stories to kick off 2019.


Personal Capital vs. Quicken: Which Software Is Better in 2019?  TheStreet

Comparing Personal Capital against Quicken is like comparing apples to oranges - but they're good apples and oranges....INTU.


How to Invest for Retirement if You Hate Everything About Personal Finance  Motley Fool

If you're anything like my fiancee, anything that involves dollar signs goes in one ear and right out the other. Retirement planning and investing is something she ...


Amber Holmes awarded $5000 from Next Gen Personal Finance  Kennebec Journal & Morning Sentinel

Amber Holmes, a student at Erskine Academy in South China, has been named the Maine recipient of the National Grand Prize Award in Next Gen Personal ...


8 Best High-Growth Investments for Your Retirement Account | Buy and Hold Strategy  U.S News & World Report Money

Growth stocks can outpace value stocks for building a retirement nest egg.


Magaziner backs bill for high school personal finance class  Warwick Beacon

This is a big day, and I think a day that is long overdue, because all Rhode Islanders deserve to have an opportunity to achieve financial security, and a vital ...


Bill would make personal finance class a graduation requirement for SC high school students  WIS10

COLUMBIA, SC (WIS) - A pre-filed bill in South Carolina would make it a graduation requirement for South Carolina high school students to take a personal ...


Case activity for Personal Finance Company vs Luigi Copiano on January 08  St. Louis Record

The St. Louis 22nd Judicial Circuit Court reported the following activities in the suit brought by Personal Finance Company against Luigi Copiano and ...


Case activity for Personal Finance Company LLC vs Barbara A. Dupuis on January 09  St. Louis Record

The St. Louis 22nd Judicial Circuit Court reported the following activities in the suit brought by Personal Finance Company LLC against Barbara A. Dupuis on ...


Treasurer asks that personal finance courses be taught in high schools  newportri.com

PROVIDENCE — General Treasurer Seth Magaziner is calling on the state Department of Education to require that personal finance courses be taught in all ...


Personal Finance App Market Benefits, Technology Advancement and Future Scope Till 2025  Bitcoin Journal

The report presents an in-depth assessment of the Personal Finance App including enabling technologies, key trends, market drivers, challenges, ...


The super rich are just getting younger and richer  Independent Online

A survey of U.S. investors with $25 million or more finds their average age dropped by 11 years since 2014, to 47. These fabulously rich Americans, whose ranks ...


Involvement Fair, personal finance workshops for students kick off semester  Penn State News

ABINGTON, Pa. — Penn State Abington will kick off the spring semester with plenty of opportunities for students to improve their academic, social and financial ...


South Carolina bill would require high schoolers take personal finance class  FOX 31 Denver

COLUMBIA, S.C. -- A bill filed in South Carolina would require high school students in that state to take a class in personal finance. The bill, which was filed by ...


If you're a young adult and receive a small windfall, here's how to put it toward retirement  CNBC

Say an unexpected $20,000 lands in your lap and the only stipulation is that you invest it for retirement. Great, you say. But now what? If you're a teen or young ...


10 jobs that aren’t worth their pricey educational requirements  Fox Business

After graduation, the payoff is often less than inspiring.


High school students would have to pass personal finance to graduate  10TV

Thirty-six states already have similar requirements.


Personal Finance Education Necessary In Today's World | News, Sports, Jobs  Jamestown Post Journal

You step up to the counter, the clerk rings up your purchase, you hand him money ... then watch, half in amusement, half in annoyance, as he informs you, “Com.


6 steps to financial wellness  Fox Business

From checking your credit score to creating a budget, these tips can help jump start your finances in 2019.


Policy uncertainty, slower growth may present investors with opportunity  Independent Online

Globalisation is the key theme for this year's event and so as investors, writes Kathy Davey.


Finance tips for freelancers, insurance pitfalls and how to write the perfect 'to do this'  Financial Times

The Financial Times Money Show brings you engaging insight into personal finance. Claer Barrett, her team and leading industry commentators dissect the ...


Nearly Half Of Canadians Are $200 Away From Insolvency: Poll  HuffPost Canada

CALGARY — The number of Canadians who are $200 or less away from financial insolvency at month-end has jumped to 46 per cent, up from 40 per cent in the ...


7 most common energy switching myths busted!  Express

You could save every year by using a *service* like weflip to do the hard work for you.


Should I drain my savings to buy a house?  The Globe and Mail

Although the housing market has cooled a little in many cities, there's still a sense among young adults that they may never own a house. And so, they ask ...


1 Thing Most Couples Do Wrong When It Comes to Money  The Motley Fool

Even in the strongest relationships, couples sometimes don't discuss some topics that they really should be talking about. Maybe you don't want to bring up how ...


Another problem for federal workers not getting paid during the government shutdown: Credit damage  Bankrate.com

Derogatory marks on credit reports could be a big problem for consumers who are going without pay during the shutdown.


Understanding the exemption to the new national minimum wage  Independent Online

Get the national minimum wage figures as they currently stand and what the exemption to the new national minimum wage will mean to you.


1 in 3 consumers fear they will max out a credit card  CNBC

Despite the dangers of high-interest loans, many Americans are racking up enough credit card debt to worry about overdrafting their account on a single large ...


Signs of spring for SA investors?  Independent Online

2018 saw South African investors endure their fifth year of equity returns of close to zero, driven largely by an exodus of investors out of emerging markets.


The best and worst ways to borrow money during the federal shutdown  CNBC

Without a paycheck, many workers may have to secure a short-term loan to get by. However, not all types of borrowing are created equal. Here are some of the ...


Rejected insurance claim costs adviser R144 590  Independent Online

The ombud for Financial Services Providers recently ruled against a firm of financial advisers that failed to inform a client correctly.


Why the government's new energy price cap doesn’t go far enough to save people money  Express

A move by the government to cap energy prices is welcome news for households across Britain, but it doesn't go far enough to save people the most money.


Insurance companies' raised insurance premiums force old drivers off the roads  Express

AS PUBLIC pressure grows over Prince Philip's decision to continue driving at 97, one thing he does not have to worry about is the cost of insurance, despite his ...


Check stamp of approval when investing or borrowing money  Independent.ie

Most of us expect to have somewhere to turn for redress if things go wrong with a loan or investment. This isn't always the case though. When you borrow money ...


This mindset may prevent you from having a financially comfortable retirement  The Globe and Mail

To retire better, toughen up as an investor. With the deadline for contributing to a registered retirement savings plan for the 2018 tax year coming up on March 1, ...


The Things John Bogle Taught Us: Humility, Ethics and Simplicity  The New York Times

Personal finance luminaries and everyday investors share lessons from the late Vanguard founder.


House prices have weakened. Is now the time for first-time buyers to get into the market?  The Globe and Mail

The weakening trend in house prices has done next to nothing to help affordability in the country's most expensive markets. A 2019 home ownership strategy for ...


Do you need to work to contribute to superannuation?  The Australian Financial Review

A new rule from July this year opens up opportunities to keep topping up your retirement savings.


Home loan interest rates: What external benchmark means for your floating rate loan  Moneycontrol.com

If the benchmark is external, the bank does not have any control or influence, and the reset of loan rates will be more equitable and fair.


Liz Weston: More parents are putting limits on college help  Naples Herald

BY LIZ WESTON. Tyler Luker of Plano, Texas, is a high school junior who already knows which college he wants to attend (University of Missouri), how much it ...


Top 10 Personal Finance Books To Really Understand Money And Life  Forbes

A friend recently asked me to offer a list of my five favorite personal finance book—and I failed. I couldn't condense the list to any fewer than 10 without feeling it ...


WATCH: The richest man in the UK is an inventor  Independent Online

James Dyson, the inventor of the bagless vacuum cleaner, is now the wealthiest person in Britain after his company bagged record profit in 2018.


This South African became a self-made millionaire by 24. Here's how.  Business Insider South Africa

New entrepreneurs tend to spend too much on their lifestyles at the beginning of their careers, instead of investing it back into their companies, Marnus Broodryk ...


How to make an inheritance watertight for spendthrifts  The Australian Financial Review

You can set things up for loved ones after you die, but make sure you've got enough in the meantime, writes John Wasiliev, who finds answers for your ...


PERSONAL FINANCE: 6 tips to strengthen your financial foundation in 2019  The Mercury

For many of us, the new year means a *fresh* start and the chance to set new goals. If your resolutions are money related, here are some ways to strengthen.


Personal Finances Are a Top Source of Stress for Americans  TheStreet.com

Americans are more stressed out than ever before, surveys show. And despite the robust GDP and jobs numbers, personal finances still rank as a top source of ...


Finance ministry tells non-ITR filers to submit ITR or reply to tax query within 21 days  Economic Times

The finance ministry has, via data analysis, identified several individuals as potential non-filers who have carried-out high value transactions in Financial Year ...


The 10 tax law changes that will affect your 2018 personal return the most  MarketWatch

Almost all of the Tax Cuts and Jobs Act (TCJA) changes that will affect individual taxpayers kick in starting with your 2018 Form 1040. Here are the 10 changes ...


15 Personal Finance Rules You Should Know by Heart  The Motley Fool

On any given street, some households are likely to be struggling as they live paycheck to paycheck, while others are comfortable, with ample savings and ...


9 Best Budget Apps for Personal Finance in 2018  TheStreet.com

Why use a budget app to help break down - and then build up - your personal finances? Why not? Personal finance mobile apps are a handy, easy, and ...


Why Apple shares are worth looking at now, after a tough few months  The Australian Financial Review

Apple has had a tough past few months, with the share price correcting by almost a third. While partly due to broader market movements, Apple has also had ...


5 personal finance tips you should implement by age 25  NBCNews.com

If you've just graduated from college and are new to the workforce, SoFi's Libby Leffler says now is the best time to lay the groundwork that will set you on the ...


Buyer beware: How bargains being offered by supermarkets are often bad for your health  Independent.ie

More than a third of products on special offer in Irish supermarkets are high in fat, sugar or salt, according to new research.





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