Personal Finance Information

Money Saving Tips. Maximize Savings on Everyday Items!


Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!

Top 10+ Ways to Jumpstart your New Year?s Finances!


Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation.

Budgeting your Savings - Did You Let Your Piggy Bank Get Away?


I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected ?pets?, your piggy bank will disappear if you don?t feed it. A personal budget is important to create financial independence and setting goals for feeding that ?piggy bank? should be an important part of your budget!

Budget Planning - Its Elementary My Dear Watson


Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don?t be afraid?...Somehow you?ve ended up lost in the ?plastic zone?. ' The "plastic zone" is a scary place. But you?re not alone. There are millions of people today living the same mysterious life in the plastic zone. Remember green money? You know, that green paper with presidents proudly displayed on them. They have virtually disappeared from the ?plastic zone.? Is real Money a foreign object to you? Is the balance of your checking account mysteriously stuck at Zero? It?s time to solve the mystery.

Save Money on your Clothing Budget. Tame the Closet Monster!


Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn?t make life any easier. My son wasn?t much of a challenge. Thank goodness, he?s not ?fashion conscious?.

More Money? My Cup Runneth Over...But Im Still Thirsty


Most of us, especially those of us who have debtor?s disease (if you have it you know what it is!), have commented or at least thought, ?If I could just win the lottery, or sweepstakes, everything would be better.? Unfortunately, even if that big dream did come true things probably would get worse instead of better.

How to Draw a Personal Budget that Works


Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.

5 Ways to Absolutely Destroy Your Finances!


Ben Stein has a book called How to Ruin Your Finances. To be honest, I?m not sure an entire book is needed on the subject?there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities?This is a reductio absurdum argument, meant to spur an opposing realization.)

A Fresh Start for Family Finances in 2005


While 40% to 50% of us make New Year?s resolutions on January 1?a ritual that has existed since ancient times?approximately 60% to 80% of us have already broken them by the end of February, according to researchers.

Money Matters: Strengthen Your Marriage by Putting Finances in Order


Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.

Organizing Your Finances - Thinking Outside the (Shoe) Box


If you?re like most people, your personal financial records are most probably kept in less than ?Good Accounting Practices? standards. For example, stashing old ATM receipts and hanging on to a stub showing what you paid for a pack of mints two years ago (cash, of course), might be filed with your paycheck stubs, credit card statements ? paid and unpaid alike ? as well as a few tax forms, a stray paper clip and a penny. Anything from an old shoebox to a toolbox would do you for this method of personal financial tracking but you can do better than that.

Kundalini Lessons - Money


I've been going through and interesting growth period lately that I thought I'd share, as some of the lessons were pretty profound (at least for me).

Know Thy Finances


The first step to financial success lies in knowing your financial situation at any given time. There is an anecdote attributed to John D. Rockefeller--that as a child he was given a monthly allowance from his parents, but upon stipulation that he had to save 10% of it, give away 10% to charity, and account for the rest of it. While his parents required that he record down to the penny where he spent it--you can be a bit more lenient on yourself!

The Wright Place - Finances


Women have a love/hate relationship with money. Most of us do not enjoy dealing with it, yet we know not having finances under control will cause our entire family to suffer.

Whats The Truth Behind Your Finances?


Between 15 - 20% of people in our country (UK) own there own businesses. This statistic is on the rise thanks to the incredible invention of the Internet. The staggering truth is that of these only 5% are genuinely financially free! You may well see lots of expensive cars driving on our roads and big houses inhabited by the seemingly wealthy, but these houses and cars are not yet paid for.

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