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Whos Teaching Your Child About MoneyValerie Mills Managing money is one of the most critical skills we must master to function effectively as adults. Yet, although public schools address the subject of money using math examples, teachers just don’t have the time for individual tutoring. So, just who is really responsible for this critical education PARENTS can teach their children get “money” lessons as early as they can begin counting. Otherwise, your toddler may reach his own conclusions about where money comes from. He may decide it does not grow on trees; instead, it comes from an ATM Automated Teller Machine. As your kid’s primary financial coach, you’ll show your toddler, young child, teenager, or college-age “adult” child the value of managing his own money. You may find that you are such a talented teacher that your child opens her own profitable business and supports you! What Are Ways to Teach Your Child Toddler Your toddler can learn to count money as soon as he can talk. Show your child a few coins and introduce simple math facts. He’ll learn the vocabulary and the facts if you make it a game. But a word of caution: discourage eating the coins! Middle Childhood Suppose you’re in a restaurant having breakfast, just you and your child. Give him a reward if he can estimate the total bill to the nearest dollar. Hints are allowed! TeenAger Provide your teenager with a challenge to figure out how much it costs to run the car every month. Both of you may be surprised! Young Adult – Before your kid marches off to college, show him your credit card statement. Have him calculate the total amount if it were NOT paid for a few months. How Do You Know If You’re Successful You’ll see the signs that the financial genius is developing in your child. There will be glimpses of recognition that your child understands how money works. The real payoff comes when as young adults, they handle financial issues confidently based on prior knowledge and experience. You have successfully raised a financial genius.
| | | | RELATED ARTICLES Top Ten Reasons to Hold Family Meetings 1. Make stronger connections among individuals and, therefore, creates a closer family. Where Will YOUR Kids Get A Job Lets face it. For the Love of Mommy For most of you being a mother is one of the most wonderful and rewarding experiences that you will have in your life.It can also be a time when you feel lost and out of touch with who you are outside of being a “mommy”.Maintaining an identity outside of your children is vitally important, not just for you, but for your family as well. So here are ten strategies that not only keep you connected with you, but also have the added bonus of being an important life skill to teach your children. Where do you Cast “Cast all your anxiety on Him for He cares for you.” 1 Peter 5:7. Mommies and Me Special Time Creating and making special memories with your child is very important, especially for your child’s development. 5 Steps to Raising an Optimistic Child I had just completed a session with 17-year old Julie who suffered from severe depression. Julie believed she was a total failure and would never be able to change anything in her life. Julie also felt all her shortcomings were her own fault. How Well Do You Know Your Child Do you think you really know your child I dont mean know what he/she likes and doesnt like, but to know him/her well enough to understand his/her challenges, to appreciate his/her strengths and weaknesses and to help him/her develop his talents. Knowing your child can help increase their chance for success in the future and improve your relationship. Why A Father is Not A Dad It can be said that any man who procreates is a father, whether present in that child’s life or not. While this is technically true, it really takes a man to be a dad! Delete Cookies: New-Age Diet or Common Sense Internet Security No, this article isn’t about some new, lose-20-pounds-in-a-week, certified-by-some-tan-Southern-California-doctor diet. It’s about cookies on your computer - what they are, why they are there, and what to do about them. Computer cookies actually have quite a bit in common with their baked counterparts - some are good, some are bad, and they have expiration dates. Clean Slates and Fresh Starts Hope, excitement and anxiety all wrapped up in fresh haircuts and new clothes. Pens, pencils and notebooks, the smell of a new box of crayons and a brand new book; it all speaks of such promise. Painful Lessons from the Maternity Ward Whoever dubbed New York, New York "the city that never sleeps" should visit The Maternity Ward.My recent visit included a drop-in on several screenings of "A Star Is Born" at the late-show theatre, right near Mamas Breast all night milk bar and Papas Gas Station "We burp you on your way.". I’m Sorry! Blame-Game or Accountability A powerful tool for health as we approach the new year can be to focus on giving and/or receiving only real apologies when we want to heal a rift with a family member, friend, or co-worker. We hear apologies all the time, but I don’t think many of them are sincere. An apology has to be real to heal. Parents - What Kind of Role Model Are You Are you being the person you want your children to be Top Ten Ways Working Moms Can Take Care of Themselves 1.Get enough sleep. Ten Suggestions For The Overscheduled Child Ever wonder what happened to the family dinner hour Or for that matter the family dinner half hour Monday is Soccer Practice, Tuesday is Piano lesson, Wednesday is Church Activities, Thursday is a Soccer Game, Friday a birthday partyto attend. A number of events will fill up the weekend. Do you feel like a professional scheduler and taxi driver Are you finding yourself increasingly irritable as you go from one activity to the next Maybe you and your children are overscheduled. Sports Psychology Guidelines for Sports Parents Sports parents have a big impact on their young superstars. A healthy and successful sports experience will depend on sports parents ability to instill confidence and self-esteem in athletes. Read sports psychology expert, Dr. Patrick Cohns view on how to make sports a successful and fun experience. Pull Your Wagon The Little Lady offers so many lessons.Almost two now just a couple days, she went for a ride with her 14-month old cousin in a wagon.We adults took turns pulling . . . until Little Lady decided that SHE wanted to pull.And once she got her hands on the handle, pity the adult foolish enough to try to relieve her of her responsibilities! Soul Mate - a Pain in the Neck "and they lived happily ever after... The Only New Year’s Resolution You Need I am going to make a bold statement. I think I have the only New Year’s Resolution you need. You have got to be kidding, right!!! You don’t know me, Kimberly. You don’t know that I need to lose 20lbs., exercise, be a better mother, be a better worker, a better wife, etc. How in the world can you boil it down to one New Year’s Resolution Start Growing Healthy Children Before Getting Pregnant When I was in my early 20’s, I read Adele Davis’s book, “Let’s Eat Right To Keep fit.” I learned from her that “you are what you eat.” I also learned that our babies are what we eat while we are pregnant, and then are what they eat once they are born. If you nurse your babies, then they continue to be what you eat as long as you are nursing them. My bible during my first pregnancy over 38 years ago was “Let’s Have Healthy Children,” also by Adele Davis. I started to follow her guidelines way before getting pregnant, knowing that my health had a big effect on my baby’s health. |
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