What Is A Payment Protection Plan?
A Payment Protection Plan is an insurance cover you would normally take out when you apply for a loan in order to have peace of mind because no matter how healthy you feel today, nobody knows what lies round the corner tomorrow. Nobody is immune from unemployment or illness, which is why Payment Protection Plans are offered as a means of protecting loan payments.
Payment Protection Plan cover can be added to your loan giving you peace of mind and security of knowing that - in the event of any unforeseen circumstances - your financial commitments are protected.
Each month you will be asked to make a small additional insurance payment. This extra payment will be included with your loan repayment. This small amount paid will ensure that if you lost your job, became ill, or unexpectedly pass away your loan repayments will be paid for you. If the unthinkable happens and you die before your loan has been fully repaid rest assured that the Payment Protection Plan will cover the outstanding balance of your loan. Your family will not be left to repay it for you.
In cases of a joint loan application, a joint Payment Protection Plan can be offered then you and your partner will both have the reassurance that if either of you should be faced with redundancy, illness or have an accident, your repayments will be made for you.
Applying for a Payment protection Plan could not be easier. There are no medical examinations required and as long as you are aged between18-59 you will be accepted automatically.
You may freely reprint this article provided the author's biography remains intact:
John Mussi is the founder of Direct Online Loans who help UK homeowners find the best available loans via the http://www.directonlineloans.co.uk website.
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