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Why Its Important to Get Pre-ApprovedJohn Carle & Sharon Gregresh Having a pre-approved mortgage will give you the confidence of knowing exactly what you can spend on a home before you start looking. You will also be protected against interest rate increases while you look for your new home. Your Mortgage Specialist will answer your questions and help you determine which financing terms and options are right for you. Your Mortgage Specialist and Real Estate Professional work as a team to help you find the right home and select the best financing. Finalizing Your Mortgage Once youve found the home you want to purchase, there are some documents youll probably be asked for in order to finalize your financing. They will include: 1. A copy of the real estate listing of the property. If the home is still to be built, the mortgage lender will need to see the architects or builders plans and details on lot size and location. 2. A copy of the offer to purchase or the building contract, if this document has been prepared. 3. Documents to confirm employment, income and source of pre-approval. If you have a pre-approved mortgage, its a simple matter of finalizing a few details which your Mortgage Specialist will explain to you.
| RELATED ARTICLES A Comfortable Sofa For Your Home! A soft, plush sofa can be so inviting...even if youre visiting in someone elses home. Sofas can really make a home comfortable and relaxing. Sofas come in a variety of styles such as sectional sofas, leather sofas and sleeper sofas. One of the first things both you and your guests will notice, each time they come into your home, is how comfortable and relaxing the furniture looks. Well chosen sofas will help to give your home furnishings the elegance and style you want. Hand Stripping Furniture Directions for HAND Stripping. When Showing Your Home to a Home Buyer Here below are some of the reasons why buyers may be put off when visiting your home. Unique and Imaginative Wall Storage Ideas Everyone can use more organization in their lives except those misguided souls who alphabetize their spices, canned goods and color-coordinate their laundry supplies!. Additional wall storage can help bring that organization into your home. And original and unusual wall storage ideas can help organization become décor pizzazz! Here are some ideas to get you started: Heres Why Interior Decorating Makes A Statement About You Interior decorating is that medium which can make your closed spaces convey to the observer a lot about you and your lifestyle through strategic use of elements which range from the visual color, lighting, form to the tactile surface, shape, texture to the auditory noise, echo. The more alluring the result, the more the aesthetic, practical and technical appreciation for these elements the designer must have. He or she must understand how people use and respond to these elements, not just individually but as the elements interact with one another. Confusing Not really! For at the bottom, all one needs is to know what one wants to show off to the world from the precincts of ones space. That is why home interior decorating becomes an easier task since one can identify with its needs more easily. Where Did We Get Mirrors From Mirrors add light and depth to any room. Even a small room can be made to look larger through the proper placement of mirrors at key points around the room. Bathroom mirrors and decorative mirrors all add elegance to the rooms in your home. A mirror allows you to see how well you look. House Cleaning Services - Choosing The Right House Cleaning Service For Your Home Today our time is eaten up by work, commuting, study, and so on and so on. We dont have much time left over to clean our own homes anymore. So we hire house cleaning services to help clean our homes. Remodeling Your Home:How Much Is Too Much The classic way for homeowners to increase the value of their house is by remodeling existing rooms or adding on to its current plan. Add Sizzle to Your Surroundings Is your home décor lacking that extra something that spells the difference between comfortable and vibrant or between comfortable and tranquil Candles might be just the polish your décor needs. Take advantage of the sparkling colors, rich textures, and fresh scents of candles without draining your decorating budget. Wood Panels and Humidity Coping with wood movement External vs. Submersible Pumps. Which one should you Use For many people, its never been a question of whether to use a submersible pump vs. an external pump because most people have smaller ponds and are used to just using a submersible pump. Theyre easy to install, and are pretty reliable - so why even consider an external pump Could Your Garden Pass A Soil Test Hand Feeding your Koi One of the most rewarding and entertaining things about having a Koi pond is when your fish finally start eating out of your hand. There is no better way to learn each fishes personality and temperament than to have them nuzzle your fingers when they are hungry. A Primer of Popular Traditional Furniture Styles Whatever your individual style or taste, it is important to know how to identify each style. If your best friend brags about the “To-die-for Louis XV side chair, “dah-ling”,” would you know what the heck she was talking about Well, here is a primer on furniture types that will help you appear to be an expert whatever your neighbor buys next! Design Elements A well-decorated room can still lack personality. To give your room a personality, choose from among these basic design elements, modify them to suit your tastes and implement them in a way which is just right for you. Can Your Central Air Conditioning System Handle The Summer Heat NC—Do you rely on central air conditioning to make the summers heat and humidity more bearable If so, now is the time to ensure that your equipment is in tip-top shape. If you fail to maintain it, your cooling system will suffer a steady decline in performance while your energy use and utility bills will increase. Mosquitoes in Your Garden Try Planting These. If you are a serious gardener, you spend lots of time outdoors. And, for sure, you would rather be tending your plants than swatting mosquitoes. Real Estate: Financial Considerations $$$ Raw land as opposed to improved property is much more difficult to finance through traditional lenders. The main reasons are that it generates very little income, development costs can be expensive, there are no buildings or improvements that can be used as collateral, and it is often considered speculative. Patio Design – Expanding Your Home Outdoors A patio can be just like another room in your house. Effective patio design can mean that your increase the floor space of your home, by adding an outside room that allows you to entertain like never before. A patio can just be a rectangular slab of concrete with some plastic chairs and griller, but it can also be so much more. Five Easy Ways to Give Your Kitchen Designer Wow! A beautiful kitchen is the heart of any home even for those of us who spend most of our cooking time around the microwave! Time spent together in the kitchen can bring a family closer together and make wonderful memories although my own memories of doing dishes as a teenager are less than pleasant - something about dishwater being *disgusting!* Turning your plain kitchen into something special isn*t as hard as you might think. Here are a few simple ideas which can make your kitchen a designer showcase. |
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