|
|
| Home Improvement Information |
|
|
|
|
Home Inspection or Home WarrantyWallace J. Conway Homebuyers are a curious lot. They routinely ask thought-provoking questions. A common question is, "If I get a home inspection, should I still get a home warranty" Then theres always this question, "If I get a home warranty, do I still need a home inspection" The choice between having a home inspection and purchasing a home warranty is a question that I frankly do not understand. Each is intended to serve a separate purpose and ideally work together to protect and reduce the risk of homeownership. Maybe an analogy will make the matter clear. An individual has just had a complete and through physical exam. The results of the exam and all associated lab tests are that the individual appears to free of all disease or illness. They are presently the picture of health! Would it be prudent or responsible for the doctor then to recommend to the patient, due to their fine physical condition, that it is a waste of money to continue to pay for health insurance Of course not! None among us would consider the doctor even sane, let alone responsible to make such a recommendation. But, is that not the same situation to someone feeling that they need not purchase a home warranty because they just had a home inspection And lets view this same scenario from the opposite direction. Would we expect that our life insurance carrier would recommend to us that we forego the expense of regular physical exams, because, after all, we now have life insurance! Insanity! The life insurance companies, in fact, feel so strongly that a physical exam is such an important part of risk reduction that a physical exam is often required to secure a life insurance policy, or at least has an effect on the insurance rate. If insurance companies want to have you "inspected" prior to assuming the risk of your passing, it certainly makes sense for the homebuyer to have the home inspected prior to purchase. Doesnt it, therefore, make similar sense to warrant unforeseen failure with the home warranty When buyers fully understand risk and the cost-effectiveness of risk reduction tools, they almost always want all of the risk reduction tools available. It is in everyones best interest to reduce risk by every cost effective means possible. Buyers love to be educated about understanding and reducing risk, and everyone loves a happy homebuyer! Copyright © Florida HomePro, Inc. and Wallace J. Conway. All rights in all media reserved.
| | | | RELATED ARTICLES Home Theater Furniture & Seating Home theater seating can vary widely and depends on the experience you want and your budget. You can make do with folding chairs or that garage sale sofa, but the better your seating is the better your home theater experience will be.The first thing to think about is how many people your home theater will host for viewing on a regular basis. It isnt economical to get twice as many seats as you will regularly have guests, but neither is it wise to short yourself on seating that you will have use for. Also think about the space you have in your home theater. This will effect what sort of home theater seating will be best for your space.The next thing to think about is how much use your home theater will see. If it will see frequent use, you will want seating that is ergonomic, as well as made of durable materials that are easy to clean. Ergonomic seating is important so that the viewers do not get any sort of strain or aches during viewing. If you do not plan to use your home theater frequently you can choose seating that isnt as comfortable or as durable or easy to clean, but keep in mind that this sort of seating may not be worth it in the long run.Also think about what you want your home theater to look like. If you want it to look like a regular movie theater in miniature, then you will most likely prefer home theater seating that closely emulates that found in a regular theater. Alternately, if you wish to have more of a honey look, you may wish to go with seating that is more like traditional armchairs.Finally, keep in mind the features you want in your seating. This will affect not only price, but ease of use, ergonomics and comfort, and ease of cleanup. Rocker and reclining seats will be more expensive, but more comfortable. Seats with cup holders in the arms may also be more expensive, but will save space by eliminating the need for side tables, and may keep cleanup low. Viewers will have a stable place to put their drinks, rather than trying to balance them on their laps and then find a place to put the drink when they need a bathroom break. Some home theater seating even has massage units built in! A Primer of Popular Traditional Furniture Styles Whatever your individual style or taste, it is important to know how to identify each style. If your best friend brags about the “To-die-for Louis XV side chair, “dah-ling”,” would you know what the heck she was talking about Well, here is a primer on furniture types that will help you appear to be an expert whatever your neighbor buys next! Everything...Plus The Kitchen Sink Looking to do some remodeling in your kitchen sink area or maybe the whole kitchen There are many options out there for any idea you may have. Kitchen appliances on down to kitchen tables, and kitchen sinks are available at your finger tips online. So, whether you are repairing or remodeling, take a minute to notice all of your options. Why Use a Property Manager Most experienced property investors use property managers. Why Because they make you money. DVD Audio Primer DVD Audio is a music format that is designed to offer improved audio performance over CD. The new audio format can be used to provide listeners with Advanced Resolution stereo and/or multi-channel up to a maximum of six channels music. In order to play back DVD Audio discs, players have to be specially designed to support the format. So far, consumer electronics manufacturers have announced a range of DVD Audio players, including home decks, portable players and devies for cars. Top 7 Reasons Why FSBOs Fail To Sell Their Home On Their Own! In the United States, less than 10% of all For Sale by Owners FSBOs, are successful in selling their home by themselves. That*s because most people just give up because they don*t realize from the beginning the difficulty and complexity of the job ahead. But that*s not the only reason. Here are the seven most common mistakes FSBOs make when selling their home. To Salt or Not to Salt Your Pond... The important question of whether or not to add salt to your pond is often confusing for beginners and forgotten by experienced pond-keepers. To newbies and pros alike we have this to say: 5 Perennials For Shade Gardens We all know that flowers love sunshine, but did you realize that there are perennials that love the shade How Can I Stop Foreclosure On My House We understand the being in foreclosure is a scary thing. You are probably wondering how can I stop foreclosure on my house. There are many options available when facing foreclosure. They may include reinstating the loan, forbearance, loan modification, mortgage refinancing, sale of the property, deed in lieu of foreclosure, or bankruptcy filing. Satellite TV Deal Take it from someone who knows, read from Dish Network or DirecTV testimonials, look for satellite TV dealer’s side testimonial, you can see that satellite TV deal is really the best bargains you can get for your home entertainment system. The Middle of Nowhere Can you find it on a map Working from home on websites for international customers has certain occupational hazards if you live out in the middle of nowhere. Rodent Proofing Your Home Its that time of year where rats and mice are apt to enter our homes. Lets talk a bit about their abilities and senses first. Seeding Flowers Indoors: An Inexpensive Way to a Beautiful Summer Garden Every year you plan that THIS will be the year you have pots and pots of lush plants on your balcony or deck. Then you visit your local nursery in the spring and reality hits -– the cost for your fantasy is just outrageous! Sound familiar Tasteful Home Decorating Changes Your House Into a Home There is this undocumented story about Andrew Carnegie who kept postponing the decision to redecorate his home just because black, his default color of choice, was simply not used in home decorating those days! Mercifully today, you could well translate your home decorating ideas into alluring reality. For home interior decorating no longer means just coloring your walls in pastel shades and showing off your antiques – it is about using all the home decorating tips that one can get to highlight the most of what one possesses. Unless of course you wish to shrug the opportunity and call in a professional designer. But even this experience could be fascinating – what with "walk-throughs" in your "virtually" designed home before even a single coat of paint is applied! Yes, with home decorating, either way you always come up trumps! Thinking of Remodeling Your Kitchen If you like to cook, or even if you just do it from necessity, having a homely, organized, and modern kitchen is probably important to you. Although, the traditionally kitchens are still out there, there are so many new, modern elements that can add luxury and class and convenience to any home. Kitchens have changed with the way humans have changed in the last few years. We have become more demanding of our time and having less of it to spend cooking. Many of us are on the move, always busy, looking for time saving methods. Then, there are those of us who are more interested in having a stylish kitchen, rather then workable. Others, prefer the look and feel of a country kitchen. With so many options out there and so much to consider, it is easy to become frustrated. The Ten Most Important Feng Shui Design Tips If you wish to learn how to manage interior design according to feng shui design guidelines, there are some major tips you must know. We wish to help you achieve a balanced and harmonic feng shui design for any environment you wish it to be. Read the next paragraphs and learn the feng shui design most important tips. Who You Calling A Hick For the last time, I live in the country, not in the sticks.And I am relaxed, not a hick. How To Make Candles Making homemade candles can be a fun hobby, whether making them as gifts or for yourself to enjoy. Candle making usually requires some experimentation, but when you discover how to make those perfect candles, it’s well worth the effort. Hand Feeding your Koi One of the most rewarding and entertaining things about having a Koi pond is when your fish finally start eating out of your hand. There is no better way to learn each fishes personality and temperament than to have them nuzzle your fingers when they are hungry. Real Estate: Financial Considerations $$$ Raw land as opposed to improved property is much more difficult to finance through traditional lenders. The main reasons are that it generates very little income, development costs can be expensive, there are no buildings or improvements that can be used as collateral, and it is often considered speculative. |
| home | site map |
| © 2005 |