![]() |
![]() |
Diet Information |
|
![]() |
![]() |
When A Two-Salary Income FailsEsther Smith While this may not apply to everyone, you may find that a second salary brings in substantially less than you thought it would. In the beginning, Rachael thought that since she and her husband were just about breaking even as a couple, that staying home with the new baby would not work -- infant needs seemed endless. So she went back to her old job. After a few weeks, they decided to actually calculate their bottom line with and without her weekly pay. This should not have been a surprise because there was still no extra funds at the end of the month. Rachael’s second income necessitated extra expenses resulting in a near-breakeven budget once again. When you consider the hidden expenses of a two-income household you must include the obvious ones like child care and commuting costs. Add to this -- order-out lunches, and those quickie dinners like take-out or prepared heat ‘n serve selections. Office clothes and dry cleaning will apply to some. Increased exposure to common illnesses for the child in daycare caused Rachael’s absence from work more often than her single co-worker taking another bite out of her weekly paycheck. Rachael’s second salary pushed them into a higher income tax bracket bringing an added burden at tax time. If a two-salary income doesn’t work any better than the one-salary did, then your answer has to be the Internet. To accomplish this without household friction, you must have three things going for you: 1 partner’s cooperation: he/she must be willing to share some of the household duties without complaint. 2 your flexibility: to be able to work odd hours like when the baby sleeps, and 3 the biggest of all, sacrifice: working at home will mean giving up a few things until your Internet income equals what you earned offline. When new mothers were asked what they would be willing to sacrifice to stay at home and work, some of their answers were:
Some added their willingness to shop for baby clothes at the thrift-store they were surprised at the bargains. And almost all have begun coupon shopping; a big savings on the food budget. The latest research states that 8,500 new home businesses are started every day in the U.S. So if you have been lifting couch cushions looking for loose change, get in on the Internet opportunities but you must be open to all possibilities. When you limit your focus, you limit your choices of income. Opportunities such as Clickbank or Payaah are two popular avenues that can set you up in a heartbeat with multiple programs under one umbrella. You can hit the ground running, and explore other offers at your leisure. Works for me. © 2004 Esther Smith
|
![]() |
![]() |
![]() |
RELATED ARTICLES
Protein - The Denominator Customary to All Diets The Human Body is in a constant flux with the environment. Matter and molecules flow in and out, casting themselves into its complexities. Although the body lends them structure, it is the intake—the diet—that decides its physique. To control what goes in a diet is to choose what stays inside. Dietary decisions reflect an awareness of metabolism and the nutrients needed to modify it. There may be a host of diets purported for each activity and illness. However, the one macronutrient that is invariably required, in substantial amounts irrespective of the physiological state, is protein. Tips for Better Meditation Meditation students often come to me and ask what they can do to improve their meditation. Success in meditation is not the result of any one single factor but depends on sustained and systematic effort over a period of time. However, there are a few tips for meditation, that will help you to improve your performance, regardless of the meditation method that you follow. Obese Government Very few people including members of Congress actually grasp the numbers involved in the federal budget. The Five Most Important Powers Mid-life Women Must Use to Stay Young Gerontologists say that 70 percent of the aging process is controllable with the right lifestyle choices. Anti-aging expert Barbara Morris agrees, and has written a hot new book, Put Old on Hold that explains how and why at 75, she feels and functions as a 50-year old. She says, “It’s easy when you start early to make anti-aging lifestyle and attitude adjustments. If I can do it, others can do it too. The traditional aging process that our society has adopted unnecessarily relegates middle age people to early decline. There is a better way.” Beauty Tips: 10 Steps for Radiant Skin Although there are many skin care products to choose from if you fail to take proper care of your skin all the products in the world won’t give you a radiant complexion. When it comes to a glowing complexion what we put into our bodies and how we treat our skin and ourselves has a huge impact on how we look – no skin care product can overcome certain damage. Here are a few hints to take the best care of your skin and get that radiant glow. Lose Weight With Soy! The humble soybean boasts some extraordinary benefits. This nutritional powerhouse has stayed under wraps for too long. Apart from being the only vegetable protein with all 22 amino acids essential for our health and well being, the humble soybean has many other virtues...including an excellent foundation for fast, safe weight loss program. Why Many Fat Free Diets Do Not Work Most people understand that it is wise to limit the amount of fat grams in their daily diet. The dietary reference intake amount for an adult ranges from 20% to 35%[i] of daily calories; or about 44 to 55 grams per day[1]. Since a single slice of pecan pie carries with it 27 grams of fat, and a mere tablespoon of thousand island salad dressing contains 8 grams of fat[ii], it is not surprising to see more and more people checking food labels and “passing over” an order of onion rings[2] as they try to lose, or maintain, inches and pounds. Get Fit By Getting Fat Getting enough of the good fats will help you lose fat, build muscle, and recover faster from your workouts. In addition, it has myriad health benefits, including being good for your heart. Vitamins and Minerals Good or Bad www.anewlife.co.uk Health News Health and Medical Advice on the Internet: Use It Wisely Health and medical advice on the Internet: Use it wisely to overcome illness and find more happiness in your life. Menopause Relief Menopause relief is possible through self care. Western doctors treat women in menopause like they have a disease. In truth, menopause is a transitional imbalance, a change that can be comforted with some study and experimentation. A Note To Food Manufacturers... Food manufacturing in the US has always been about convenience, product availability, taste and price. The more society ventured away from the family garden and kitchen, the more food manufacturers developed a market or niche for their products at home in the cupboards. Processed foods no longer are limited to flour and sugar on the country store shelf, but have evolved to include the variety of foods eaten daily and taken from restaurants, grocery stores, super markets and convenience stores. Rebirth from the Ashes The legend of the phoenix can actually be found in several belief systems. It can be traced back to ancient Egypt when it was then known as “Bennu” or Bynw”, a symbol of the sun god Osiris. Osiris was resurrected to life from serving as ruler of the underworld. Whether this mystical bird is attributed to the Chinese “Feng-huang”, the Jewish “Milcham” or even an emblem of Christ, the legend remains the same… Low Carb Diet Secrets Revealed! You may be considering a low carb diet program, but wonder if they really work, and if so, how well If Youd Like to Know Why Reading Matters HERE ARE SOME OF THE REASONS WHY READING IS SO IMPORTANT FOR CHILDREN. The Great Awakening--Menopause Menopause is a natural transition all women experience, as natural as adolescence. For your grandmother and great-grandmother, life expectancy was shorter. Reaching menopause often meant that their life was nearing an end. But this is no longer true. Today women are living longer—on average, until age 78. How you experience menopause is determined by many factors: attitude, diet, overall health, genetics, and your cultural group. Medical science views menopause as the state of your body after you had completed one full year without having a period. It is most definitely not a disease! By making wise decisions about your menopause and healthy lifestyle, you can make the most of the 20, 30, or more years afterwards! Are Weight Loss Supplements Worth It What do you think of the hundreds of weight loss supplements out there on the shelves today Are they worth the money Will they actually help you lose weight How do you know which ones are going to work for you Is there any proof that these products work The Top 10 Creative Strategies for Moving into Action and For Getting Bottom Line Results Your ability to move into action and to achieve bottom line results rests in the power of your thinking. These ten strategies will support you in transforming your desires into concrete action. ADHD and Food Allergies Introduction The Zone Diet Explained Developed by Barry Sears PhD, the Zone Diet is the latest in a long line of attempts to get a fresh angle on weightloss, and is currently among the 5 most popular diets in the States, partly because dieters report losing up to 5 pounds in the first week, and up to 1.5 pounds each week thereafter. Dr Sears main thrust is that food is medecine for the body, and not just the fuel. He proposes an "ideal" ratio of carbohydrates, proteins and fats - namely 40% carbs to 30% protein and 30% fat, which is supposed to keep the body within a healthy zone determined by hormones. Slightly complicating matters is the concept that some carbs are good, and some are bad. Refined Carbohydrates such as pasta, potatoes and bread are bad, and need to be strictly controlled. ![]() |
home | site map |
© 2005 |